Several days prior to the close of escrow, or earlier, the buyers go to the title company for a working session to finalize instructions and to sign documents. Loan papers can be voluminous and must be notarized. The buyer reviews the closing statement and makes arrangements to transfer funds for the purchase. Once the buyers' and sellers' instructions are completed and all of the funds have been received, the title company representative goes to city hall and records the deed. Neither buyer nor seller need to be physically present.

Once the documents have been recorded, the escrow/title company makes monetary disbursements as per the escrow instructions and then calls the real estate agents to inform them that the transaction has been completed. The buyer's agent calls the buyers and congratulates them and arranges key exchanges. You now own Real Estate!